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Discover Our Competitive Loan and Credit Card Rates

Consumer Loan Rates

These rates are accurate as of today.

Consumer Loan Rates
Type	APR¹	Daily Periodic Rate
Autos/Trucks (New & Used)	2.99% – 18.00%²	0.0082% – 0.0493%
Recreational Vehicles & Boats (New & Used)	2.99% – 18.00%²	0.0082% – 0.0493%
Motorcycles/Personal Watercraft/Airplanes/Other	2.99% – 18.00%²	0.0082% – 0.0493%
Touring Class Motorcycles/Classic Vehicles (New & Used)	2.99% – 18.00%²	0.0082% – 0.0493%
Personal Loan	9.99% – 18.00%²	0.0274% – 0.0493%
Personal Line of Credit	9.99% – 18.00%²	0.0274% – 0.0493%
Share Secured³	Dividend Rate +3%²

Credit Card Rates

These rates are accurate as of today.

Interest Rates and Interest Charges
Card	APR Type¹	APR¹
Platinum VISA®	Purchases	7.50% – 16.75%²
Platinum VISA®	Balance Transfer	7.50% – 16.75%²
Platinum VISA®	Cash Advances	7.50% – 16.75%²
Platinum VISA®	Penalty	None
PlatinumEdge VISA® Awards	Purchases	8.50% – 17.75%²
PlatinumEdge VISA® Awards	Balance Transfer	8.50% – 17.75%²
PlatinumEdge VISA® Awards	Cash Advances	8.50% – 17.75%²
PlatinumEdge VISA® Awards	Penalty	None

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

None

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: www.consumerfinance.gov/learnmore.

Fees
Type	Amount
Annual Fee	None
Foreign Transaction Fee	1% of each transaction in U.S. Dollars
Late Payment Fee	$25.00 or the amount of the required minimum payment, whichever is less.
Returned Payment Fee	$25.00 or the amount of the required minimum payment, whichever is less.
Rush Fee	$50.00

How We Will Calculate Your Balance

We use a method called "average daily balance (including new purchases)."