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Discover Our Competitive Loan and Credit Card Rates

Four stacks of coins, each topped with a cube displaying a percent symbol on its face.

Consumer Loan Rates

These rates are accurate as of 11/21/2024.

Consumer Loan Rates
TypeAPR1Daily Periodic Rate
Autos/Trucks (New & Used)2.99% – 18.00%20.0082% – 0.0493%
Recreational Vehicles & Boats (New & Used)2.99% – 18.00%20.0082% – 0.0493%
Motorcycles/Personal Watercraft/Airplanes/Other2.99% – 18.00%20.0082% – 0.0493%
Touring Class Motorcycles/Classic Vehicles (New & Used)2.99% – 18.00%20.0082% – 0.0493%
Personal Loan9.99% – 18.00%20.0274% – 0.0493%
Personal Line of Credit9.99% – 18.00%20.0274% – 0.0493%
Share Secured3Dividend Rate +3%2

Credit Card Rates

These rates are accurate as of 11/21/2024.

Interest Rates and Interest Charges
CardAPR Type1APR1
Platinum VISA®Purchases7.50% – 16.75%2
Platinum VISA®Balance Transfer7.50% – 16.75%2
Platinum VISA®Cash Advances7.50% – 16.75%2
Platinum VISA®PenaltyNone
PlatinumEdge VISA® AwardsPurchases8.50% – 17.75%2
PlatinumEdge VISA® AwardsBalance Transfer8.50% – 17.75%2
PlatinumEdge VISA® AwardsCash Advances8.50% – 17.75%2
PlatinumEdge VISA® AwardsPenaltyNone

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

None

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: www.consumerfinance.gov/learnmore.

Fees
TypeAmount
Annual FeeNone
Foreign Transaction Fee1% of each transaction in U.S. Dollars
Late Payment Fee$25.00 or the amount of the required minimum payment, whichever is less.
Returned Payment Fee$25.00 or the amount of the required minimum payment, whichever is less.
Rush Fee$50.00

How We Will Calculate Your Balance

We use a method called "average daily balance (including new purchases)."