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Fuel Your Business Growth

Business Savings — Your Partner in Financial Success

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Business Savings

Your business deserves financial solutions that promote growth and sustainability. Our Business Savings Solutions offer flexibility, competitive rates, and secure savings to help your business thrive, backed by our exceptional member service.

Key Features

  • No Fees
    Maximize your savings without hidden costs.
  • Free Direct Deposit
    Simplify your banking with automatic deposits.
  • Competitive Interest Rates
    Earn more on your savings.
  • Added Deposit Protection
    Up to $500,000 in combined federal and private deposit insurance.

Business Money Market Solutions

  • No Fees
    Enjoy benefits without extra costs.
  • Flexibility
    Access your funds when needed.
  • Higher Dividends
    Earn more with a balance of $1,000 or more.
  • Monthly Withdrawals
    Up to six withdrawals per month.*
  • Unlimited Deposits
    Save without restrictions.

Business Share Certificates (CDs)

  • Competitive Rates
    Lock in great returns.
  • Flexible Terms
    Choose from 91 days to 36 months.
  • Interest Options
    Select compounding or non-compounding interest.

Ready to open a new account for your business? Let's get started and boost your efficiency! Stop by any of our branches, and our knowledgeable team will assist you throughout the entire process. Here's what you need to bring:

  • LLC or Corporate Documents
    • Articles of Administration from Sunbiz. Please note: The individuals who are listed in the Articles must be present at the time of opening the account.
    • Business EIN Verification Letter from Internal Revenue Service (IRS), if applicable.
  • Proof of identification (ID) for authorized account users.
  • Minimum deposit of $5 for your Business Savings account.

At Innovations FCU, we are dedicated to supporting the growth of local businesses with exceptional member service. Visit any branch or call us at (850) 233-4400 to get started.

Proud Supporter of SBDC
Innovations supports the Small Business Development Center (SBDC), which has been vital in accelerating Florida's economy for over 40 years. Learn more about SBDC.