Running a small business involves juggling countless details, especially expenses. We're here to make it easier so you can focus on what you do best. Our Business Checking Solution is designed to help your small business thrive with hassle-free, fee-free banking and exceptional service.

Key Features

• No Minimum Balance
  Keep your money where it belongs—in your business.
• No Monthly Fees
  Enjoy a truly fee-free experience.
• No Per-Check Fees
  Write checks without worrying about extra charges.
• Free Online Banking
  Manage your finances anytime, anywhere.
• Free Bill Pay
  Simplify your payments.
• Free Mobile Banking
  Handle your banking needs on the go with our secure app.
• Free VISA^® Debit Card
  Make purchases and easily access your funds.
• Added Deposit Protection
  Up to $500,000 in combined federal and private deposit insurance.

Exclusive Benefits

• Unlimited ATM Usage
  Fee-free withdrawals at all Innovations ATMs.
• Verified by VISA^® Protection
  Enhanced security for your transactions.
• Mobile Wallet Integration
  Use Apple Pay, Samsung Pay, and Google Pay for convenient, secure payments.

Ready to open a new account for your business? Let's get started and boost your efficiency! Stop by any of our branches, and our knowledgeable team will assist you throughout the entire process. Here's what you need to bring:

• LLC or Corporate Documents
  • Articles of Administration from Sunbiz. Please note: The individuals who are listed in the Articles must be present at the time of opening the account.
  • Business EIN Verification Letter from Internal Revenue Service (IRS), if applicable.
• Proof of identification (ID) for authorized account users.
• Minimum deposit of $5 for your Business Savings account.

At Innovations FCU, we are dedicated to supporting the growth of local businesses with exceptional member service. Visit any branch or call us at (850) 233-4400 to get started.

Additional Services

• Payment Processing Partner
  Call (850) 249-0803 or (850) 249-0713 for more information.
• Card Activation and Security
  Automatically activated at the branch or call the number on your card sticker. Change your PIN at (800) 290-7893.

Travel Notice

Traveling? Notify us at (850) 233-4400 or via Mobile Banking to prevent purchase blocks. Use Card Controls to manage your cards.

Say goodbye to unnecessary fees and focus on growing your small business. Visit any Innovations branch or contact us at (850) 233-4400 to get started.