| Type | APY1 | Dividend Rate | Term | Minimum Balance Required |
|---|---|---|---|---|
| Share Savings2 | 0.20% | 0.20% | N/A | $5.00 |
| Share Draft/Regular Checking3 | 0.10% | 0.10% | N/A | None |
| Ignite Rewards Checking4 | 0.00% | 0.00% | N/A | None |
| Money Market | 0.25% | 0.25% | N/A | $1,000.00 |
| Money Market | 1.26% | 1.25% | N/A | $100,000.00 |
| Money Market | 3.72% | 3.65% | N/A | $250,000.00 |
Enhance Your Savings
Maximize Your Money with Our Competitive Account Rates
Compounding Share Certificates
| Term | APY1 | Dividend Rate | Minimum Balance Required |
|---|---|---|---|
| 3 months | 4.19% | 4.10% | $1,000.00 |
| 6 months | 3.97% | 3.90% | $1,000.00 |
| 8 months | 4.08% | 4.00% | $1,000.00 |
| 12 months | 3.97% | 3.90% | $1,000.00 |
| 18 months | 3.82% | 3.75% | $1,000.00 |
| 24 months | 3.72% | 3.65% | $1,000.00 |
| 30 months | 3.66% | 3.60% | $1,000.00 |
| 36 months | 3.56% | 3.50% | $1,000.00 |
Non-Compounding Share Certificates
| Term | APY1 | Dividend Rate | Minimum Balance Required |
|---|---|---|---|
| 3 months | 4.10% | 4.10% | $1,000.00 |
| 6 months | 3.90% | 3.90% | $1,000.00 |
| 8 months | 4.00% | 4.00% | $1,000.00 |
| 12 months | 3.90% | 3.90% | $1,000.00 |
| 18 months | 3.75% | 3.75% | $1,000.00 |
| 24 months | 3.65% | 3.65% | $1,000.00 |
| 30 months | 3.60% | 3.60% | $1,000.00 |
| 36 months | 3.50% | 3.50% | $1,000.00 |
IRA Share Account
| APY1 | Dividend Rate | Term | Minimum Balance Required |
|---|---|---|---|
| 0.25% | 0.25% | N/A | $0-$9,999.99 |
| 0.25% | 0.25% | N/A | $10,000+ |
Compounding IRA Share Certificates
| Term | APY1 | Dividend Rate | Minimum Balance Required |
|---|---|---|---|
| 3 months | 4.19% | 4.10% | $1,000.00 |
| 6 months | 3.97% | 3.90% | $1,000.00 |
| 8 months | 4.08% | 4.00% | $1,000.00 |
| 12 months | 3.97% | 3.90% | $1,000.00 |
| 18 months | 3.82% | 3.75% | $1,000.00 |
| 24 months | 3.72% | 3.65% | $1,000.00 |
| 30 months | 3.66% | 3.60% | $1,000.00 |
| 36 months | 3.56% | 3.50% | $1,000.00 |
Peace of Mind with Added Protection
To further protect our members' accounts, we provide the highest combination of federal and private share savings deposit insurance available: $500,000, which includes savings accounts, checking accounts, money market accounts, and share certificates.