At Innovations FCU, membership isn't just about banking — it's about being part of a community that values your financial well-being. As a member, you enjoy exclusive perks and benefits designed to enhance your financial journey and support your personal goals.
Member Benefits
"You gave me a chance, when no one else would. That means the world to me. Thank you"
Financial Advantages
Experience the financial benefits that come with being a member of a not-for-profit financial cooperative. As a member and owner, you have a stake in our success.
- Lower rates on loans
- Higher yields on savings
- Fewer fees
Exclusive Member Bonuses
Gain access to a range of exclusive benefits designed to support your financial health and provide peace of mind.
- Troy University Partnership
Receive tuition scholarships for employees and members using the Corporate Partnership Code — TUIFCU. - All American Air Conditioning and Foam Insulation, Inc
Get 15% off all service calls and repairs or save $200 on the purchase of a new HVAC system.* - LockMasters USA Inc.
Save 10% on automotive services.
Protection and Peace of Mind
Your membership comes with added protection for your accounts and loans, ensuring your financial security.
- Accounts Insurance Protection
Benefit from the highest combination of federal and private share savings deposit insurance. - Loan & Asset Protection
Secure additional insurance products for vehicles and loans. - Franklin Madison Recuperative Care Insurance
Receive cash benefits after a covered hospital stay. - Franklin Madison Hospital Accident Plan (HAP)
Get cash benefits for covered hospital stays. - Accidental Death Insurance
Enjoy $1,000 No-Cost coverage, with optional coverage up to $300,000. - HomeServe
Access affordable home repair plans. - Stickley on Security
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We're committed to providing you with exceptional value and support. Join us today and unlock the full potential of your membership.