Board of Directors
Your Innovations FCU Board of Directors.
Our board of directors is a group of members, elected by the members, who volunteer to serve the credit union. They meet regularly to ensure that we operate in a sound and fiscally responsible way. Your Innovations FCU Board of Directors includes:
Craig Ellis has been a member of Innovations Financial Credit Union for almost 30 years and has served on the Board for almost 20 years.
He has 30+ years’ management experience, including over 10 years with the Fortune 500 financial institution, Sallie Mae. He presently works as the Director of Policy, Strategy, and Federal Regulations for one of the largest housing authorities in the nation. Craig is presently completing his Juris Masters in Law at Florida State University and is on the Graduate National Honor Society.
Craig served as Chief of Operations for the United States Department of Health and Human Services and managed a 16-billion dollar federal loan program while serving in that capacity. Additionally, he worked to roll-out the Affordable Care Act with General Dynamics IT and was the Director of Compliance for Seltzer Management working on a statewide contract for affordable housing. Other past experience include Project Management for MicroStrategy, Inc., and managed the implementation of multi-million dollar data warehouses for Fortune 500 and Global 2000 companies, including Bank of America and Capital One.
Craig received a Bachelor of Business Administration in Management from James Madison University and has attended numerous executive development courses, including the Office of Personnel Management’s Executive Development Seminar.
In the past, Craig was Nextel’s Spirit Committee Chairman (managing all community events), was the United Way Chairman for Sallie Mae, and served as Co-Chairman of Leisure Services for the City of Lynn Haven and provided support for Habitat for Humanity, the American Heart Association, the Children’s Miracle Network, March of Dimes, Covenant Hospice and the American Red Cross.
Nancy Luther has worked in the marketing and media industry since 1997. After almost 7 years as the Branch Manager for Adecco Staffing, she recently returned to iHeartMedia assisting with National Strategic Partnerships.
Nancy currently serves on the boards of United Way of NWFL and the Gulf Coast Regional Medical Center’s Women’s Advisory Board. She has worked closely with many community organizations including the Emerald Coast Business Women’s Association, Bay County SHRM, Bay Arts Alliance, the Bay County Chamber, and the PCB Chamber.
Nancy is a Criminal Justice graduate of Gulf Coast State College and received a Bachelor of Science in Criminology from the Florida State University—Panama City.
Originally from South Florida, Nancy has lived in Bay County since 1986 and considers it home. She and Tim have been married for 35 years and have 3 children and 3 grandchildren. Members of Innovations Financial Credit Union since 2008, they enjoy being part of the Innovations ‘family’ and look forward to contributing to the future success of the Credit Union and its members.
Kristopher McLane is the President and CEO of the Panama City Beach Chamber of Commerce. Starting at the Panama City Beach Chamber in 2008, McLane has been involved in continuing education through the Florida Association of Chamber Professionals (FACP), Association of Chamber of Commerce Executives (ACCE), and is currently enrolled to receive his Institute of Management (IOM) certification from the U.S. Chamber of Commerce Foundation.
McLane also lead the way in establishing the Panama City Beach Chamber’s first young professional organization known as HYPE, which stands for Helping Young Professionals Evolve. In addition, he has helped generate local, state and national awards for the Chamber’s popular destination website PCBeach.org.
Kristopher McLane received his Bachelor of Science in Management Information Systems from the Florida State University College of Business. Go Noles!
Joshua Scribner graduated from Gulf Coast with an Associates of Science, received a Bachelor’s of Science, with a major in Finance from the University of Florida, and is a graduate of the Florida School of Banking. He has 13 years of relevant banking experience, comprised of roles at various financial institutions such as Branch Manager, Consumer Loan Officer, Commercial Loan Officer, Commercial Loan Portfolio Analyst, and VP of Retail-Branch Operations of the Southeast. Josh currently works at Seltzer Management Group as the Manager of the Credit Underwriter Department of low-income housing developments throughout the State of Florida.
As a lifelong resident of Bay County and the proud father of two children (Gavin and Olivia), and husband to a benevolent wife (Lauren), Josh has volunteered for several organizations and committees, such as Making Strides Against Breast Cancer – American Cancer Society, a Night to Shine – Tim Tebow Foundation, An Evening in Monte Carlo – Bay County Alzheimer’s Alliance, and many others. In his childhood, his first account was opened by his mother at a credit union, and since becoming a member of Innovations he has been impressed with the culture, commitment, and focus of the credit union, employees, and fellow members.
Anita Broughton has been a member of Innovations Financial Credit Union for over 25 years.
Working with Buffalo Rock Company, a premier provider of beverages and food products, Ms. Broughton has over 25 years of management experience. Ms. Broughton has served as the Division Support Manager directly responsible for the Administrative, Warehouse and Service Operations Departments. Her roles encompassed leadership management, budget planning, financial review and customer service; along with security, inventory and fleet management. She served as General Manager of the Division for 12 years until leaving the company in May 2019.
Currently, Ms. Broughton is the Owner/Operator of Marianna Glass Inc. – a family owned business since 1995, based out of Marianna, Florida. Ms. Broughton and her team offer service throughout the tri-state area specializing in auto glass, residential windows, doors, shower units, screen rooms and commercial buildouts.
She is a graduate of Gulf Coast State College with an Associate of Science degree in Legal Assisting, and she has completed various leadership courses such as 7 Habits of Highly Effective People, Creative Problem Solving, LEAN/Six Sigma, On Target Leadership Team Building, along with various Communication, Employee Recognition and Cultural Change workshops.
Ms. Broughton has worked with Girls Inc., March of Dimes, and Habitat of Humanity. She is currently a member of the Bay County Chamber of Commerce, and Emerald Coast Business Women’s Association.
Raised in Panama City, she has two children. She enjoys boating, college football, and all of the beauty this area has to offer.
Rob Fernandez holds a Bachelor’s and Master’s degree in Mechanical Engineering as well as a Master’s in Engineering Management. He served as a Navy Civilian engineer from 1967 to retirement in 2002, holding various leadership positions from 1986 to 2002 before retiring as a senior Engineering Manager. After retirement he taught Math and Engineering at JR Arnold HS and Gulf Coast Community College. He recently retired as a Senior Systems Engineer from Booz Allen Hamilton in Panama City Beach.
Rob has been a member of Innovations FCU since 1995. He served on the Innovations’ Audit Committee from 2001 to 2008, holding the position of Audit Committee Chairman from 2003 to 2008. He was first elected to the Board of Directors in 2008 and currently serves as Chairman. He previously served as Vice Chairman of the Board, as well as Treasurer. He has also held volunteer leadership positions in several other local professional and civic organizations.
Ken is the Owner/President of KLW Enterprises, Inc., a promotional products company, specializing in embroidered and screen printed apparel. He has operated this company since 1989. Prior to that, his career spanned 22 years of management and executive positions with Gulf Power Company, Sunshine Jr. Stores, and Bell Signs Inc.
His experience with credit unions began in 1967 when he joined the Gulf Power Employees Credit Union. He later served on the Board of Directors and as President/Chairman of GPECU in the late 60’s and early 70’s. He has been a member of Innovations FCU for many years serving on the Audit Committee for approximately 10 years and serving as Chairman of that group for eight of those years.
Ken earned a Bachelors’ Degree in Accounting from Florida State University (1966) and an MBA from The University of West Florida (1980).
Over the past 35 years, Ken has been actively involved in the Panama City community. He is a member of the Panama City Rotary Club where he serves as a Paul Harris Fellow and Past President. He has served as a Past President for the United Way of NWFL and is a former member of the Board of Directors for The American Red Cross of Bay County. Ken is a member of both the Panama City Beach and Bay County Chambers of Commerce and has served on the Bay County Economic Development Alliance.